Umbrella insurance is extra liability insurance you purchase in addition to your regular insurance policies. It goes beyond the limits of your home, auto, or watercraft insurance and provides an additional layer of security. This added coverage is most useful to individuals who own a lot of assets or very expensive assets and are at significant risk for being sued for damages to other people’s property or injuries caused to others in an accident.
Umbrella liability is relatively affordable and can be easily coordinated with your existing insurance policies.
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