Arnold Office

Joe Bob and Randi Atkins purchased Arnold Insurance Agency in Arnold, Nebraska, in 2000. Since then, the agency has grown to include two more Nebraska locations, one Colorado location, and covers insureds in the majority of Nebraska’s counties.

If you are new to our Arnold, Nebraska, office, we want to be on a first-name basis with you. Get to know the people who will help you with all of your insurance needs—from purchasing your policy to helping you with a claim. Read our bios below.

Arnold Insurance Agency
102 Cedar Street
PO Box 9
Arnold, Nebraska 69120

Office: 308.848.2215
Toll Free: 800.658.0515
Fax: 308.848.2291

Hours: Monday–Thursday 8:30 a.m.–4:30 p.m.
Friday 8:30 a.m.–3:00 p.m.

Joe Bob 2015 KdJoe Bob Atkins, CIC, CPIA, AAI, AIS

Owner of Arnold Insurance Agency

Works in Crop, Large Agriculture, and Commercial Accounts
Arnold Office

Licensed in Crop, Life Insurance & Annuities, Property & Casualty, Sickness Accident & Health, and Variable Contracts

Direct Line: 308.848.2301Email:

Joe Bob started his insurance training in 1999 with Farm Bureau and lived in McCook, Nebraska, until December of 2000 when he and his wife Randi bought Arnold Insurance Agency. Joe Bob has striven to become one of the top agents. He has earned several designations: CIC (Certified Insurance Counselor), CPIA (Cerrtified Professional Insurance Agent), AAI (Accredited Adviser in Insurance), and AIS (Associate in Insurance Services). Joe Bob served on the Grange Mutual of Custer County Board of Directors, the Professional Insurance Agents of Nebraska Board of Directors, Legislative Committee Chairman, and Education Committee. In 2015 Joe Bob was nominated by agents in Nebraska and Iowa and elected by the insurance companies in Nebraska and Iowa as the AGENT OF THE YEAR.

Joe Bob has been proactive in the industry and has grown the business to other locations in Nebraska. He is on the cutting edge of technology that improves his agency efficiency as well as improves service to all his customers. Joe Bob is licensed in Nebraska, Colorado, Kansas, Arizona, and Texas.

Joe Bob and his wife have been married since 1999 and have four children: Avery, Cooper, Macy, and Ryker. He enjoys spending time with his family.

Randi KdRandi Atkins

Owner of Arnold Insurance Agency

Arnold Office

You can pretty much guarantee that whenever you run into Randi, you’ll have the pleasure of meeting one or more of her four children. She admits that she’s known for “always having a trail of kids behind me.” Keeping track of her children—and all of their activities—suits her well. And while her husband thinks Alaska would make an ideal vacation destination, Randi would opt for Greece. What makes Arnold, Nebraska, a great community according to Randi is that everyone will gather to support you and help you out when you need it. The same could be said about Randi and all of the insurance agents at Arnold Insurance Agency.

Sara 2015 KdSara Buchholz, CISR

Works in Commercial Accounts
Arnold Office

Licensed in Property & Casualty and Title Insurance

Direct Line: 308.848.2303Email:

Sara has been licensed in property & casualty insurance since 2006 and holds a CISR designation. She has experience in writing policies for homes, autos, farms, and commercial accounts. Sara has one son, Jarret, and enjoys traveling, photography, and reading. Her favorite part of her job is helping a customer find the coverage that they need for the best price.

Patti 2015 KdPatti Schwarz, CPIA, CPSR

Marketing Coordinator, Works in Personal Lines
Arnold Office

Licensed in Property & Casualty

Direct Line: 308.848.2305Email:

Patti joined Arnold Insurance Agency in 2014 as a part-time marketing coordinator. A year and a half later she became licensed in property and casualty and began helping customers with their home and auto policy needs.

Patti grew up in Arnold and graduated from Chadron State College with a bachelor of science degree in elementary education. Customers appreciate Patti’s teaching background as she displays patience and understanding plus has a kind personality to explain the different aspects of insurance. Believing that education is important, Patti took several classes and obtained her CPIA and CPSR designations in 2017.

Much of Patti’s time is spent taking care of her family and following her three kids around to watch their activities. Camping and boating each weekend during the summer and family vacations every year are Patti’s time to relax and enjoy her family.

Rudy 2015 KdRudy Vickers, CPIA

Works in Crop Insurance and Fire Departments
Arnold Office

Licensed in Property & Casualty, Crop, Life & Annuities, Sickness Accident & Health

Direct Line: 308.848.2304Email:

Rudy obtained his insurance license and began working for Arnold Insurance Agency in October of 2011.

Rudy’s greatest hobby is following his three kids (Drew, Charli, and Hudson) with wife Trish around the state watching them play the sports they love while being in the presence of the great people in our community.

During the summer, Rudy likes to spend as much time as possible at the lake with family, whether it’s pulling them behind the boat or lounging around or playing games around the camper. Golfing, barbecues, and gatherings are also some other things he enjoys. During the winter, Rudy revels in the great outdoors—hunting pheasants, quail, and deer with his kids and friends.

Coaching and helping out with the kids in his community is a priority for Rudy, having coached little league baseball, basketball, football, and soccer for many years. Attending church and the fellowship within is also important to him.

Rudy also dedicates himself to his community by volunteering for the past 12 years as an EMT and firefighter for the Arnold Fire and Rescue. “It’s a tough job sometimes, but the great crew we have makes it easier to respond to those in need,” said Rudy.

When asked about his role at Arnold Insurance Agency, Rudy commented, “When I was younger,I came across a saying: Find a job you love and you will never work a day in your life. I found that in Arnold Insurance Agency. Being able to work for and with the people in our community and the surrounding area is something I love! I really enjoy working with all sorts of professionals weather it’s farmers, ranchers, contractors and drivers, fireman and EMTs or business owners. Being able to sit down and help people protect the things they have and love is the most rewarding thing I can imagine myself doing.”

Cole Kinderknecht RszdCole Kinderknecht, CPIA

Works in Ag and Commercial Ag Operations, Loss Control, and Claims Handling
Arnold Office

Licensed in Property & Casualty

Direct Line: 308.848.2309Email:

Cole started with the agency in February of 2018 in the Arnold office and holds a Property & Casualty insurance license in Nebraska and Kansas. Prior to hire, Cole was a property and casualty adjuster from 2011-2018, giving a wealth of knowledge in policy language and claims handling.

Cole lives outside of Stapleton with his wife Lacy and son Conner where he enjoys being outdoors with his family as well as roping, hunting, and ranching.

“I love helping people or operations protect their investments in order to grow. Whether it be sitting down and going through inventory, talking about future business plans, or helping handle claims. I enjoy talking over policies to make sure coverage will be there if and when needed. I simply want to help protect your interests to help you succeed.”

Avery Atkins, Arnold Insurance AgencyAvery Marshall, CPIA

Works in Farm and Ranch and Small Commercial Accounts
Arnold Office

Direct Line: 308.848.2314Email:

Avery joined the Arnold Insurance Agency family in 2020. Having grown up watching her dad, Joe Bob, build this company, Avery knows the hard work, commitment, and relationships it takes to run a successful insurance business. She is excited to be part of the company she’s grown up with, and we’re excited to have her on board.

Avery and husband Teven reside in North Platte with their two dogs, Rylee and Charlie. Dogs have always been a part of the Atkins family, and Avery loves to dote on her very own “kids.”

Upon high school graduation, Avery attended college in Lincoln, but soon realized her roots were in central Nebraska. She returned home and attended Mid Plains Community College until her career path took another turn, and she now finds herself following in her dad’s footsteps and learning from the best. “Working with my dad is one of the biggest blessings life has brought me so far,” Avery stated.

Avery spends her free time remodeling her home and enjoying the outdoors by hunting, fishing, boating, and water sports. She can often be found hosting friends and family.